CREDIT CARDS EXPLAINED EVERYTHING ABOUT LIMITS, BINS AND OTHER PRIVATE INFO

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Types of Cards

Each credit card company starts their cards with a different number:

American Express (AMEX) – 3
Visa – 4
MasterCard (MC) – 5
Discover (Disco) – 6

Each card company has their own specific types of cards, here are some of the basics:

Visa

Classic – a universal payment tool, which was adopted worldwide in any
locations designated by the logo of Visa, including ATMs, real and virtual stores, and shops offering goods and services by mail and telephone. This card is intended for those who already have experience in the use of bank cards. It also enjoys popularity among consumers of middle-income, as guaranteed convenience, choice and financial flexibility.
Gold – One of the leading products, has been adopted worldwide and allows you to enjoy an impressive financial freedom (higher limit) I
Platinum – These usually have limits over $10,000 (but note, just because it has a high limit, doesn’t mean it isn’t already maxed out)
Signature – No preset spending limit – great bin to get
Infinite – Most prestigious card, virtually no limit. Though there are less in circulation so be cautious when buying these, stick with reputable sellers.
Business – it is used for small to medium sized businesses, usually has a limit.
Corporate – it is used for medium to large size businesses, larger limit than business.
Black – this got limited membership, $500 annual fee, high end card, it has no limit

MasterCard

Standard – similar to classic visa card.
Gold – it is just like visa gold card
Platinum – it is just like visa plat card
World – has a very high limit
World Elite – virtually no limit, it is an high end card.

Amex

Gold – usually around 10,000 limit
Platinum– usually higher limit, and it is around 35000
Centurion – High limit, 75k+ (also known as the black card, but do not confuse with visa’s black card).

What is BIN (Bank Identification Number)

The first 6 numbers of CC is the BIN number, So from the above example the bin is 486236

So now we will collect some info about this BIN. For that there is so many websites.. e.g

http://www.exactbins.com
http://www.bins.pro

Now we can calculate few things from above info.. approx balance, is this bin non vbv or vbv , Bank phone no. from google… etc. etc.I will explain later how to check cc balance with Skype method…
What is VBV/ NON VBV/ MSC

VBV(Verified by Visa) ( You can buy non verified by visa cc from cc Shop )

Extra verification process is added by visa, there are different types of authentication used, most notably would be a password, date of birth, social security number, or mothers maiden name. Will send OTP to CC owner mobile No. or need secret Password when doing transaction in any process.

NON VBV (Verified by Visa)

Very easy to use. No need of more info about Credit Card like DOB, SSN, MMN. Also no need for OTP doing transaction.

MSC (Mastercard Secure Code)

Similar to VBV, but carders always buy NON VBV CC for carding. Cause the shopping site is VBV or NON VBV we don’t care, we have NON VBV CC.

So no OTP, no AVS, no need SSN etc. NON VBV is not verifired by visa card, you can buy anything with non vbv cards without going through 3rd verification process.

AVS – (Address Verification System)

A system used to verify the identity of the person claiming to own the credit card. The system will check the billing address of the credit card provided by the user with the address on file at the credit card company. This was an attempt to help identity theft and fraud over the internet.